Loan Programs

boston-building REAL ESTATE
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SECC’s Real Estate Program is perfect for non-conforming or self-employed borrowers, or for borrowers who need competitive terms, but just miss qualifying for bank financing. Borrowers who are difficult to finance, desire a short term interest only bridge option; or who just want a quick, headache free close, are an excellent fit too! Purchase and refinance loans secured by residential and commercial property used for business or investment purposes are considered in markets nationwide. Loans are approved on stated information and underwritten with a common sense approach.
$100,000 to $20,000,000 | 6.99%+ Rates | 500+ Credit | Close in 2 to 4 Weeks | Stated Underwriting | LTVs to 75% | Earn up to 3%
SBA 7(a) & 504
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SECC’s SBA 7(a) & 504 Program is ideal for experienced entrepreneurs who have been turned down by other SBA lenders or banks, but still need the benefits only available through SBA financing. Our program has a low credit score minimum, no geographic restrictions, no restricted industries (other than those deemed ineligible by the SBA) and no collateral requirement.
$225,000 to $17,600,000 | 5%+ Rates | 550+ Credit | LTVs to 90% | Nationwide Footprint | Most Businesses Considered | Earn up to 1%
BUSINESS
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SECC’s Private Money Business Program is NOT a merchant cash advance, factoring or SBA loan program, but an innovative private-money alternative with limited documentation required, minimal or no prepay penalties, no out-of-pocket fees or closing costs and funding time frames as fast as two (2) days. This is a nationwide loan program, most industries will be considered and no real estate collateral is required.
$5,000 to $500,000 | 6%+ Rates | 550+ Credit | 1 to 5 Year Terms | Monthly Payment Options | Most Industries Eligible | Earn up to 6%

Login to our Partner Portal for more information, or speak to an Account Executive today by calling 888-268-7778.

SECC’s Small Non-Conforming Program is fast and efficient; our average closing timeframe is two to three weeks. We offer an easy online application process, stated underwriting, quick quotes and same-day LOIs. Our team is highly responsive and committed to working with you to handle all the heavy lifting so that your loan experience is not only trouble-free but enjoyable!