Loan Programs

SECC considers loans against most commercial real estate, businesses and 1 to 4 unit residential properties used for investment or business purposes.

xSmall Non-Conforming Loan Program
$50,000 to $5,000,000
aLoan-To-Value aUp to 75% Apply Now
aInterest Rates aStart at 6.5%
aFixed Terms a1 to 25 Years
aAmortizations aUp to 30 Years
aCredit Minimum aNo Minimum
aLending Area aNationwide
aUnderwriting aStated/Light
aClosing Time
a2 to 4 Weeks
a
xSBA 7(a) Unrestricted Loan Program
$350,000 to $5,000,000
aLoan-To-Value
aUp to 90%
Apply Now
aInterest Rates aStart at 5.5%
aFixed Terms aQuarterly Adjustable
aAmortizations a25 Years
aCredit Minimum aNo Minimum
aLending Area aNationwide
aUnderwriting aFull Documentation
aClosing Time aApproximately 60 Days
a
x Private Money Business Loan Program $5,000 to $500,000
aInterest Rates aStart at 12.99% Apply Now
aFixed Terms a6 Months to 5 Years
aCredit Minimum a600 Minimum
aCollateral aBusiness Assets Only
aProgram Type aTerm Loan (not a cash advance)
aUnderwriting aLight Documentation
aClosing Time a3 Days to 2 Weeks
aOut-of-Pocket Costs aNone Required

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